TalkBank - a bank in messengers
without branches, mobile applications and call centers

Apply for a new card in a few minutes by your favorite messenger

Servicing is free of charge for permanent and active users

Smart bot plans you budget to and saves for your dreams

Gain up to 40% cashback and spend it everywhere

personal | business

24/7 in your favorite messenger,
without any applications

Cash withdrawal at any ATMs

Friendly-minded bot works with clients requests

Research is carried out by TALKFINANCE LLC with the grant support of the Skolkovo Foundation
Для физ лиц
PCI DSS compliance

Protection of banking transactions with a PIN code or sms

World security standards: Visa & MasterCard

Just add your virtual card in Apple-, Google- or Samsung-Pay and and start using immediately

Cashback up to 40%
Free transfer and cash
withdrawal limits
Buffett Financial Service
Card service
Transaction notifications
For free:
Youd card?
Hello! I am a smart Talkbank bot
Just record the audio and bot carries out the command
I work 24/7 without lunch breaks and holidays in five messengers and voice assistants
Voice service
Get a detailed weekly report from the chatbot for all spending categories, plan a budget and optimize expenses

Financial Assistant for Personal Budget Management

Control expenses and manage personal finances
with TalkBank's exclusive Buffett service
Cost analysis
"If you want to be a millionaire, than learn from a millionaire" Warren Buffett
Voice Assistant
Simplify your life with TalkBank: you speak - the bot fulfils
Order or activate a card, check the balance or analyze expenses - all the functions are available
The skill can be activated in any product where the voice assistant is embedded and text input is available.
TalkBank works in 4 messengers
Just enter a phone number to get a link to enter your personal account
*We will send a message with a link to the bot in Telegram, VK.COM, Facebook, WhatsApp or Viber. Click on it and arrange the delivery of the card.
Choose yor favourite messengers
Comming Soon
LLC "TalkFinance"

42, building 1, Bolshoy Boulevard, territory of the Skolkovo Innovation Center, Moscow, 143026 Russia,

27, Serebryanicheskaya embankment, Moscow, 109028, Russia
Resident of the Skolkovo Innovation Center.

The offer is not a public offer, for detailed information and the full amount of remuneration, see the Tariffs section

Technology Partner: Railsbank Technology Ltd, PayrNet EMI License
The client can send his claims in the official TalkBank chatbots in the messengers Whatsapp, Telegram, Viber, Vkontakte, Facebook